Speak to a mortgage advisor to get the mortgage you deserve and start saving today. 

There's a lot to know when you are buying your first home. From hidden costs to understanding your mortgage options. Let's break it down and make it simple. 

There's a lot to know when you are buying your first home.  From hidden costs to understanding your mortgage options. Let's break it down and make it simple. 

Our Guide to 
Buying a Home

Learn more

The Tandia Mortgage Affordability Calculator helps you to determine how much you can borrow and estimates a mortgage payment amount and generates an amortization schedule for payments.

Mortgage Calculator

Great rates and advice, plus...

Convenient Pre-approval

Lump-sum Payment Options

Dedicated Service

Speak to a mortgage advisor to get the mortgage you deserve and start saving today. 

Discover the 

Good in Banking™  

Get a great rate

  • Competitive rates - no need for shopping around.
  • Transparent mortgage rate pricing.
  • Even if interest rates rise, you’ll get the rate we agreed on with our 120-day rate or variance guarantee*.

Pay off your mortgage sooner

  • Take advantage of flexible payment schedules.
  • Save more with generous prepayment privileges.

Get great advice

  • Get personalized advice and avoid common pitfalls at no cost or obligation to you.

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*O.A.C., additional premiums may apply in cases of a refinance, extended amortizations, non-owner occupied, or other instances where application details may warrant it. Legal and appraisal fees may apply. Interest is calculated half-yearly, not in advance. Rate is product-specific and subject to change without notice. Some conditions apply. A high ratio mortgage is applicable where a borrower places a down payment of less than 20% of the purchase price of a home and requires mortgage default insurance. The Annual Percentage Rate (APR) is based on a $200,000 mortgage, 25 year amortization, for the applicable term assuming monthly payments and a property valuation fee of $350. If no fees are charged, the Annual Percentage Rate (APR) is the same as the interest rate displayed.

© 2026 Tandia Financial a Division of Alterna Savings and Credit Union Limited. 

Let's turn your homebuying dreams into a reality.

If you are looking to buy your first home, our personalized advice and flexible options will help you find the right mortgage for your needs. We are with you every step of the way.

Book an Appointment

 *Terms and conditions apply. 
3-Year High Ratio Fixed Mortgage.

Your First Mortgage

Starts Here.

*

3.99%

(4.30%* APR)

Your First Mortgage

Starts Here.

*Terms and conditions apply. 
3-Year High Ratio Fixed Mortgage. 

Apply OnlineApply in Branch

(4.05%* APR)

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Call us at 1-800-598-2891

Call us at
1-800-598-2891