Speak to a mortgage advisor to get the mortgage you deserve and start saving today. 

Make the move to a more comfortable mortgage experience with Tandia. We'll support you all the way and make the transition as simple as possible.

Make the move to a more comfortable mortgage experience with Tandia. We'll support you all the way and make the  transition as simple as possible. 

Switching your Mortgage

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The Tandia Mortgage Affordability Calculator helps you to determine how much you can borrow and estimates a mortgage payment amount and generates an amortization schedule for payments.

Mortgage Calculator

Great rates and advice, plus...

Convenient Pre-approval

Lump-sum Payment Options

Dedicated Service

Speak to a mortgage advisor to get the mortgage you deserve and start saving today. 

Discover the 

Good in Banking™  

Get a great rate

  • Competitive rates - no need for shopping around.
  • Transparent mortgage rate pricing.
  • Even if interest rates rise, you’ll get the rate we agreed on with our 120-day rate or variance guarantee*.

Pay off your mortgage sooner

  • Take advantage of flexible payment schedules.
  • Save more with generous prepayment privileges.

Get great advice

  • Get personalized advice and avoid common pitfalls at no cost or obligation to you.

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*O.A.C., additional premiums may apply in cases of a refinance, extended amortizations, non-owner occupied, or other instances where application details may warrant it. Legal and appraisal fees may apply. Interest is calculated half-yearly, not in advance. Rate is product-specific and subject to change without notice. Some conditions apply. A high ratio mortgage is applicable where a borrower places a down payment of less than 20% of the purchase price of a home and requires mortgage default insurance. The Annual Percentage Rate (APR) is based on a $200,000 mortgage, 25 year amortization, for the applicable term assuming monthly payments and a property valuation fee of $350. If no fees are charged, the Annual Percentage Rate (APR) is the same as the interest rate displayed.

© 2026 Tandia Financial a Division of Alterna Savings and Credit Union Limited. 

Make your dreams a reality
with a mortgage from Tandia.

Whether you are looking to renew your mortgage or are a first time buyer, our personalized advice and flexible options will help you find the right mortgage for your needs.

Book an Appointment

 *Terms and conditions apply. 
3-Year High Ratio Fixed Mortgage.

A Better Mortgage

Starts Here.

*

3.99%

(4.30%* APR)

A Better Mortgage

Starts Here.

*Terms and conditions apply. 
3-Year High Ratio Fixed Mortgage. 

Apply OnlineApply in Branch

(4.05%* APR)

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Call us at 1-800-598-2891

Call us at
1-800-598-2891